Savings & Micro-Loans
Facilitating village savings groups that give caregivers and guardians access to affordable credit.
Programme 6 of 6
Entrepreneurship and social-inclusion programmes that raise household income and stabilise learning at home.
Overview
A scholarship can cover fees, but if a household's income collapses mid-term, a child is often the first one pulled out of school to help. Our Community & Livelihoods programme works directly with caregivers and guardians — through village savings groups, entrepreneurship training and social-inclusion initiatives — to strengthen household income at its source.
We see this as education work just as much as scholarships are: a family with a stable income is a family that can keep a child in school through the ups and downs of a school year.
Why it matters
average reported income growth among households completing a full cycle of our savings and entrepreneurship training.
Our process
We work with local leaders to identify households facing the greatest economic strain.
Caregivers and guardians are organised into village savings and micro-loan groups.
Entrepreneurship training and modest seed funding help members start or grow a small business.
Groups continue independently, reinvesting savings and mentoring newer members.
In detail
Facilitating village savings groups that give caregivers and guardians access to affordable credit.
Practical business skills and hands-on micro-enterprise guidance for aspiring entrepreneurs.
Ensuring vulnerable and marginalised households can participate fully in economic progress.
Impact so far
Common questions
Groups are formed community by community — reach out through our Contact page and our team will let you know about the nearest active or forming group.
Most members are caregivers and guardians of school-age children, but any community member facing economic hardship is welcome to join.
Yes — we welcome partnerships with local businesses to provide entrepreneurship mentorship or in-kind training support.
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